Auto Insurance

How do you know if you're paying for the right car insurance and not just the cheapest sticker price? For Massachusetts drivers, the answer usually comes down to matching your coverage to how and where you actually drive. DLB Insurance helps Boston-area drivers sort through the options and land on a policy that makes sense.

Massachusetts Auto Coverage Basics

Massachusetts requires drivers to carry a set of core coverages before they hit the road. It helps to know what each one does:

• Bodily injury to others, for injuries you cause to other people
• Personal injury protection (PIP), which helps with medical costs after an accident
• Property damage, for harm you cause to someone else's vehicle or property
• Uninsured motorist coverage, for crashes with drivers who have no insurance

Many drivers add optional coverage like collision and comprehensive to protect their own vehicle, plus extras such as roadside assistance or rental reimbursement.

Built for City Driving and New England Weather

Between stop-and-go commutes, tight street parking, potholes, and winter storms, Boston driving puts real wear on both your car and your patience. The right coverage takes those everyday risks into account, so a fender-bender in traffic or a slide on an icy road doesn't leave you scrambling.